PayPros

Pay-Pros is a Payment Service Provider focused on delivering high-performance payment solutions across LATAM. We empower businesses to scale by providing a complete ecosystem that includes local acquiring, credit card processing, crypto solutions and alternative payment methods. Our platform is designed to optimize the full payment journey, from deposits to payouts, ensuring higher approval rates, seamless user experiences, and increased conversion.

With strong regional coverage, Pay-Pros enables merchants to access key LATAM markets through localized payment methods tailored to each country’s behavior. Our instant payout capabilities allow fast and reliable fund disbursement in both fiat and crypto, supporting merchants and their affiliate networks.

Built on advanced security standards, including PCI-DSS compliance and real-time fraud prevention, Pay-Pros combines technology, local expertise, and 24/7 personalized support to help businesses expand efficiently and unlock new growth opportunities across the region.

Key Features of Pay-Pros

Core Capabilities

• Payment processor with local acquiring across LATAM
• Coverage in multiple countries: Brazil, Mexico, Chile, Peru, Colombia (and ongoing expansion)

Pay-In & Pay-Out

• Pay-In: cards, bank transfers, APMs, cash
• Pay-Out: local and global transfers, crypto payouts

Multi-currency support

• Processing in local currency
• Settlements in USD or local currency

Approval optimization

• Use of local rails (PIX, SPEI, PSE, etc.)
• DCC (Dynamic Currency Conversion) for cards

High scalability

• Designed for high-volume industries (iGaming, FX, marketplaces, etc.)

Backoffice / merchant panel (Agora)

• Transaction management
• Real-time reporting
• Manual order generation (trigger)

Integrations

• Proprietary API
• Integrations with orchestrators (PaymentIQ, BridgerPay, etc.)

24/7 Support

• Slack, WhatsApp, Telegram, Teams

Customer Verification Solutions

KYC (Know Your Customer)

• End-user identity validation based on thresholds
• Collection of personal data and documentation
• Tiered KYC (e.g., volume-based triggers)

AML (Anti-Money Laundering)

• Transaction monitoring
• Detection of suspicious patterns
• Reporting in accordance with local regulations

KYB (Know Your Business)

• Merchant validation:
  • Corporate documentation
  • Ownership structure (UBOs)
  • Licenses (if applicable)

Pay-Pros Fees and Pricing

General Structure

• Per-transaction model (%)
• Pay-In: fee on processed volume
• Pay-Out: fee on transferred amount
• Variable fees depending on:
  • Country
  • Payment method (PIX, SPEI, cards, etc.)
  • Industry (regulated vs high-risk)
  • Monthly volume

Typical Examples (indicative)

• Pay-Out: ~1.5% – 2%
• FX spread: from ~1% (depending on volume)
• Crypto settlement fee: ~1.65%
• Chargebacks:
  • Operational fee + cost per case (~USD 15 in some schemes)

Settlement

• T+2 → instant methods (PIX / SPEI)
• T+3 / T+7 → standard
• Early release options depending on agreement

Security Measures

Platform Security

• 2FA authentication
• Secure access to the merchant panel
• Encryption of sensitive data

Data Protection

• Secure handling of personal and financial information
• Compliance with international standards

Fraud Prevention

• Real-time transaction monitoring
• Configurable risk rules
• User behavior analysis
• Identity and data consistency validations
• Chargeback and dispute management

Regulatory Compliance

General Approach

• Operations through local entities across LATAM
• Compliance with local regulations in each country

Standards and Regulations

• Unified AML / CFT policies
• Mandatory KYC / KYB
• Data protection policies

Regulatory References

• GDPR (data protection)
• Equivalent local regulations in LATAM
• Application of local taxes (e.g., IOF in Brazil)

Licensing and Legal Structure

• Contracting entity: GP Global Tech UK LLP
• Operations through local entities in LATAM
• Use of:
  • Local licenses (where applicable)
  • Legal opinions in markets where direct licensing is not required
• Examples:
  • Mexico / Peru → operation under legal opinion
  • Chile → registration process (CMF)
  • Canada → MSB process (FINTRAC)

External Integrations and Data

• Integration with risk/validation bureaus (depending on country)
• Connection with local banks and payment networks
• Ability to integrate with external anti-fraud tools

Key Metrics

• High approval rates driven by local rails
• High operational availability
• Instant processing speed in APMs
• Broad regional coverage
• Ability to scale to high TPV

Key Differentiators

Strong LATAM focus (local rails, not purely cross-border)

• Flexibility in:
  • settlement
  • currencies
  • volume-based pricing
• 24/7 human support (not only ticketing)
• Experience in complex verticals (FX, iGaming, high-risk)